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Click Logo Above To Log Onto Your E-Banking Account.

If you are a student who is eligible for a disbursement, you will be notified by United Bank via mail on how to register your own personalized and secure online disbursement center. Students will be given three options to choose from:

  • Direct Deposit to a United Bank account
  • Check in the mail
  • Direct Deposit to an account at another bank 

By choosing to have your refund directly deposited into a FREE Student Checking Account at United Bank, not only will you receive your refund faster, but you'll also be able to access your money using your FREE United Visa Check Card.

If you have any questions, please stop by your local United Bank office or contact our Customer Service Center at 800.327.9862.


General Info: 

Disbursement of federal and state financial aid funds to student accounts will occur once the Division of Student Services has determined eligibility for funds and authorized the Cashier's Office to apply payments to student accounts. The Cashier's Office applies financial aid payments to charges, such as tuition and fees, calculates the difference between the amount owed to the school and the amount of financial aid awarded.

Disbursement is always the second Wednesday of classes after the add/drop period ends. Then disbursement occurs every Wednesday thereafter. If all requested documents are submitted by the published deadline dates, financial aid funds will be disbursed on the scheduled date. Please check the eligibility section for financial aid on MyKVCTC to determine if all paperwork has been received and satisfied. Money owed to KVCTC will be deducted from financial aid funds and the difference checks will be mailed to the mailing address within 14 business days.

If you have questions regarding the application of payments from other third parties to your student account you may check the Account Summary on MyKVCTC. Or contact the Cashier's Office at 304.205-6602

If you missed the deadline date to submit all of your paperwork, use the chart below to determine approximate payment dates based on the date you last submitted paperwork. 

Financial Aid submission deadline Estimated Disbursement Date
Fall paperwork submitted in July Expect disbursement delay until mid to late September
Fall paperwork submitted in August Expect disbursement delay until mid to late October
Fall paperwork submitted in September Expect disbursement delay until mid to late November
Spring paperwork submitted in December Expect disbursement delay until mid to late February
Spring paperwork submitted in January Expect disbursement delay until mid to late February

KVCTC participates in the Tuition Management Systems payment program. This tuition management program offers families the ability to make monthly payments while the student is in college, and eliminates the need to make lump sum payments prior to the beginning of each semester.

Families can budget an amount not to exceed total yearly charges less any financial aid that will be received. No interest is charged by TMS but there is a one-time minimal fee each year.


  • 10 monthly installments begin June 10th (but you can enroll anytime)*
  • No interest charged, just a one-time low annual fee
  • Automatic education payment Life Insurance covers balance of your payment plan
  • Enroll anytime at the TMS website or toll free at 1-800-895-9061
  • Multiple payment methods are accepted with 24 hour phone or web access, including e-payment options. Maximize your savings and income by utilizing this interest-free monthly payment option. It is low cost, easy to enroll in, and payments are simple as well.

*10, 9, and 8 month payment plans must account for fall and spring balances.

Phone: (304) 205.6700
Online: Apply Now!
2001 Union Carbide Drive
S. Charleston, WV 25303

Kanawha Valley Community and Technical College is an equal opportunity/affirmative action institution and does not discriminate against any person because of race, gender, age,color, religion, disability, national or ethnic origin. For more information: Michelle Bissell, Title IX Coordinator (304) 205-6600.